It's not like they would have to go back and look at everything done in the last 70 years and fix everything. They just need to have good policies going forward.
That's your total monthly expenses? How can it be that low..
I hope you're right, but if the 90% was the direct result of dysfunctional policies that are being corrected then I don't think we can be sure things will revert to that state even if that was the most common scenario previously.