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  1. HelaineT

    Smart money logistics?

    Got it. Thanks, Dom. I’ve used the “informal” exchange until several years ago.
  2. HelaineT

    Smart money logistics?

    Steve, thank for your thorough and helpful reply! My one comment is that I once tried to use a photocopy of my passport to pay with a card at the COTO supermarket and they said I had to have my physical passport.
  3. HelaineT

    Smart money logistics?

    I’m amazed that that works.Thanks so much!
  4. HelaineT

    Smart money logistics?

    An argentine drivers license or US one?
  5. HelaineT

    Smart money logistics?

    Thanks, Pennsylvania. I’ll try using my cards more this time.
  6. HelaineT

    Smart money logistics?

    Well, about the usual simplicity of using your two cards, you have a DNI. Not all part-time “expats” do; I don’t. That’s surely in your favor when using your card. Glad I got you looking at your spending. Doing some analysis periodically is good! Yuck! Sorry you went through that. (I lived in...
  7. HelaineT

    Smart money logistics?

    Thanks very much, Dom! How does one do “more blue transactions or money transfer services for more regular and larger transactions”?
  8. HelaineT

    Smart money logistics?

    Thanks for the helpful info, Jeff! Regarding using a credit card, I was about to post another question here, but first I’ll ask you directly. Do you have any tips for using a credit or debit card as a foreigner in a way that eliminates any extra paperwork before they accept payment? Or am I...
  9. HelaineT

    Smart money logistics?

    Helpful. Thanks, NeoWonk. Oddly, I quoted a Fidelity customer service rep’s message I received today that told me about the 1% foreign transaction fee. I’m staying with Fidelity to use as needed for this trip (in addition to WU), not moving over to Schwab, and will see how it goes.
  10. HelaineT

    Smart money logistics?

    “CC”, can you explain?
  11. HelaineT

    Smart money logistics?

    Gracielle, thanks so much!
  12. HelaineT

    Smart money logistics?

    Wow! I’m so glad to get this new information. I have a WU account and started setting up a transfer to myself to check. Yes, it’s 64,34 ARS to the dollar. Their currency converter though shows a more standard rate of 59.206 today. How is it that they give 5 pesos more per USD?
  13. HelaineT

    Smart money logistics?

    Steve, thanks for your initial info and for your update. I thought my job was done, except for choosing between my current Fidelity account and switching to Schwab. (Not a big deal at this point.) Now I see that my homework isn’t done and I should look into the WU option. How can they possibly...
  14. HelaineT

    Smart money logistics?

    Addendum to my previous comment about Schwab. Here’s a response I just received from Customer Service at Fidelity: ”If you are using a debit card connected to a Cash Management Account Fidelity will reimburse all ATM withdrawal fees charged by the ATM owner. However, please keep in mind that...
  15. HelaineT

    Smart money logistics?

    Hi, Neil. You’re talking about safe neighborhoods? I think the northernmost one near Recoleta is okay. I haven’t been there but that’s where an expat female friend goes.
  16. HelaineT

    Smart money logistics?

    Arriving in about 10 days, Rich One. Yikes - that’s about 10 USD fee to withdraw under 100 USD! Xoom is a steal by comparison. However, Schwab does indeed rebate all ATM fees, as Steve said. So it sounds like a great combo.
  17. HelaineT

    Smart money logistics?

    CC, I Googled first. Nothing on the first page of the search was recent.
  18. HelaineT

    Smart money logistics?

    From Schwab’s website: “When traveling abroad, does a Schwab Bank High Yield Investor Checking Account have ATM and currency fees? Schwab Bank offers unlimited ATM fee rebates for cash withdrawals using the Schwab Bank Visa® Platinum card. Schwab Bank does not charge foreign exchange...
  19. HelaineT

    Smart money logistics?

    Can someone give me an update on the normal Banelco ATM withdrawal limit these days?
  20. HelaineT

    Smart money logistics?

    CC, I’m checking on those limits now. There’s no way I’m going to take off whole days to take a boat to Uruguay, though. My schedule is pretty intense.
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