If you got a CUIL with your precaria, my understanding is that you need to "unify" your CUIL with your DNI when it arrives. Not sure if this applies to you.
About banks, every bank is different, even every bank branch can be different. I've heard several success stories about Santander Rio, there are a few branches from Santa Fe to Cabildo so if one says "no" another might say "yes". I don't know about online, sorry.
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