The only problem I have had is that they expect you to pay "Quatro Cuotas" you tell them you cannot as "tarjeta extranjera" and it all gets very confusing.
Still as long as you have your passport number, they will accept it.
Also remember to put your accounts on travel notification! Otherwise charges might get denied. You can also ask when you call if there's any way for them to reduce the foreign transaction charge... sometimes the 3% can become 1 if you're persuasive enough.
Also always carry a form of photo ID - a copy of your passport is fine - or else stores won't let you use your card.
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