Western Union just increased their US transfer fee from obscene to beyond obscene.... example......it now costs $35 to send $300 from the US...this is an example of US policies and regulations that extort every red cent from the bottom rungs to distribute without concern to the higher levels until they ultimately fail.... and we wonder why so many of our financial entities fail on a regular basis......no one, absolutely no one, is protecting the interests of citizens as opposed to the interests of our corporate overlords.....WU may be in the ''too big to fail'' category so they can operate without concern..... worthwhile now to find a suitable replacement.