Arranging travel insurance for visitors

Are you trying to buy travel insurance for someone else who is coming to visit Argentina. If I've got the wrong end of the stick, I apologise but having seen policies where the small print says things about declaring everything (including, now I'm older, whether I have made an appointment to see a doctor in the last two years - IKYN) and having to be resident in and start my journey from the country where the insurance is issued, then it seems super-complicated to be doing it on behalf of someone else from the destination country.

If the purpose is just to wave an insurance certificate in front of immigration on arrival then I don't suppose it matters much but if they are likely to want medical and other cover that the insurer isn't going to renege upon, would it not be better done by the insured party?
 
I sent an email to the Argentine consulate in Los Angeles to inquire about how to obtain the medical travelers insurance. While waiting for their reply, I found https://www.travelinsurance.com/

I have no idea how good they are, but most quotes seem very reasonable. Especially if you set a rather high deductible, like $500 or $1,000. After all, if you are healthy probably you are more interested in complying with the travel requirement rather than getting coverage.

When searching, keep in mind that the new requirement starting on July 1st, is insurance for medical emergencies only. Just medical emergencies, and not a comprehensive travelers insurance covering flight cancellations, lost luggage, evacuations, etc, etc, in addition to the medical part. A comprehensive travelers insurance will of course be more expensive. You can have it if you want, but it's not what is required.

My two cents! :)
I like your 2 cents. Can you find the reference to needing emergency medical coverage vs any other type. I am buying people coming here from Venezuela.
 
I like your 2 cents. Can you find the reference to needing emergency medical coverage vs any other type. I am buying people coming here from Venezuela.
No, Caribbean Cool, I can't find the reference you request. I couldn't find anything straight from a government entity. That's why I asked for guidance from the local Argentine consulate. But they are very very slow to reply. It took my wife 10 days to get a reply to her email.

My statement about suggesting emergency medical coverage only instead of the more expensive comprehensive coverage is the result of my reasoning.

The need for travelers to have medical coverage comes from the "Decreto 366/2025" (DNU-2025-366-APN-PTE) signed by the president on May 5, 2025. I skimmed through its "Disposiciones" after finding it on Google.

At the end of approximately the first 25% of the document, it reads:

"Que también es necesario exigir, al momento del ingreso al país, una declaración jurada por la cual el extranjero manifieste los motivos por los que pretende entrar al territorio nacional y el compromiso a no desvirtuarlos."

Which is the need for foreigners entering the Argentina to show an affidavit stating the reason for the visit.

Several paragraphs below, the following can be found:

"Que, por ello, corresponde habilitar a los establecimientos sanitarios públicos a cobrar los servicios a aquellos extranjeros que no habitan establemente esta Nación, sino que se establecen en ella de manera transitoria.

Que, sin embargo, por razones humanitarias, corresponder mantener la prestación de servicios de salud en situaciones de emergencia a aquellos extranjeros que hayan ingresado al país irregularmente o no cuenten con la residencia permanente."

Which is the ability medical institutions now have to charge for medical services rendered to visitors. But it also says that in case of emergency situations, and for humanitarian reasons, health services will be provided to all visitors regardless.

Finally, approximately at the end of the first 30% of the text counting from the beginning of the document, the following can be read:

"Que, asimismo, es imprescindible requerir que los extranjeros que ingresen al territorio nacional declaren que cuentan con un seguro de salud con el fin de pagar sus gastos médicos en el país por medio de él, lo cual contribuirá a lograr una correcta implementación de la medida y asegurará una mayor eficacia en la prestación de los servicios sanitarios."

Which is the requirement for visitors to state that they possess health insurance.

Here is how my reasoning went. If now medical providers can charge for services to non residents, then the cost of those services is not a cost to the country. But there is an exception in case of a medical emergency, in which case the medical attention must be provided even if the patient can't pay. If the patient can't pay, that's a cost to the country. Therefore, it makes sense to assume that the insurance should be only for emergencies.

Yes, it's an assumption and only an assumption. And you know, often when we assume we make an ass of u and me 😄
 
Usually you find that out in the country of origin, I would be able to name a few companies only if you had to traveled FROM Argentina.
 
I spoke with an American family at EZE last night who has been living in BA for a few years. The son traveled to Chile and upon return to Argentina they demanded to see proof of his health insurance. Migraciones was very adamant for proof.
 
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