Frank,Lunar raises a very good point, it's basically why I gave up my expensive expat insurance in favour of something that just works here (Cigna were increasing my monthly fee anyway without any real reason). The medical system here seems to be good enough to handle most eventualities.
I've not spent a night in a hospital since I was a teenager, nor had a serious accident ever, but who knows what the future holds...?
It's my hope to deal with little annoyances for the rest of my life, have no major issues and then drop dead without warning.
After a very long life hopefully!
I don't want to be a burden to anyone, I don't want to suffer and I don't want to blow tons of money on hope.
BTW - It seems you have the gift of great health. Congrats and may it last a long, long time.