Has anyone successfully transferred US dollars directly into your US dollar bank account in AR

[LuckyLuke]

how about receiving money from a client abroad against a AFIP invoice as a mono tributo...no one seems to know..all give different replies

There should be a good deal of information on this forum regarding that. I would recommend searching for it under "Factura E". It's income received to your account in Argentina for work you performed (as a monotributista) for a client residing outside Argentina. They are typically invoiced in USD. To invoice a domestic client, it would be a Factura C, which is typically invoiced in pesos.

There are two factors to keep in mind. What your accountant will do and what the bank will do.

Here is an example:

You make $3,000 USD a month as a monotributista:

The accountant will create a Factura E for this (in USD) and you will pay the categoria taxes (Regardless of how you received the funds)
You will prepare a wire from your US based account to your Argentina USD account.
Your local bank will credit the USD to your account monthly until you hit the $24,000 annual limit.
After that you the bank will automatically convert your USD wire into pesos and credit your peso account instead of your USD account.

That's my understanding. I don't remember if they treat the transfers as an annual limit ($24,000) or as a monthly limit ($2,000). Perhaps some other members here can chime in. Your accountant or bank should be able to inform you.

 

[rob0001]

Thanks for all the info...it was as I thought...by wire only.

 

[Carloncho]

I do it all the time. A wire transfer bank to bank through homebanking in USDs. If you have an account in Argentina in USDs, ask Comercio exterior for more info @ your bank.

SIlvia, I live in the US and although I''m Argentinian I cannot open a caja de ahorro en dólares cuz I never contributed to ANSES. Any recomendantion?

 

[Silvie]

SIlvia, I live in the US and although I''m Argentinian I cannot open a caja de ahorro en dólares cuz I never contributed to ANSES. Any recomendantion?

I opened an account with Santander under the same circunstances, your account there is automatically in 2 currencies from the beginning: pesos and US dollars, so if I did it, you can also do it and with each transaction you specify each time if you want to use USDs or ARS

 

[Carloncho]

SIlvia, I live in the US and although I''m Argentinian I cannot open a caja de ahorro en dólares cuz I never contributed to ANSES. Any recomendantion?

I do it all the time. A wire transfer bank to bank through homebanking in USDs. If you have an account in Argentina in USDs, ask Comercio exterior for more info @ your bank.

Thanks for the info. If I go back and I do that, maybe I avoid the WU fees for my monthly SS transfers!