Rentista Visa + Dividend from US Stock

[LuckyLuke]

In summary, providing proof of payments from a trust fund has the potential to be an acceptable method of demonstrating income for the Argentine Rentista Visa, but it is subject to rigorous review by the immigration authorities to ensure it meets all the necessary criteria for a stable and legitimate source of passive income.

Yes, I'm not disputing nor qualified to say whether this is permissible. What I am saying is check the Argentine income tax aspect of your strategy. You haven't detailed your personal situation much here. But if I were to take a stab at guessing, your implication that you make sufficient dividends to cover $2,000 monthly, would mean $24,000 in dividends annually, which at an average market dividend yield (per google) of 2.22% would imply a portfolio valued at $1,081,081. That's worth checking your tax exposure before declaring.

 

[Robert8808]

Thank you for your advice & I will follow through on that tax question.

*For anyone interested in dividend stock possibly the highest ever paying are MSTY where US$50,000 of the stock will pay approx $4000 per mth, the last dividend payment were $1.33, next payment on 9th May expected to be $2 per share...NFA.

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[steveinbsas]

Initial searching seems after 12mths that approx 50%+ of dividend payment will go to the taxman...

I asked Google what tax rate applies dividend income in Argentina and the answer was 5 to 30 percent. I've never heard of income in Argentina being taxed at a 50% rate. I can only imagine the income threshold would be very high if such a rate exists.

It would be interesting to know the tax rate on the projected dividend income of $24,000 USD at current exchange rates. Also, if a married couple is applying together, what the tax rate would apply to $48,000 (or the actual amount of five salarios mínimos at the current exchange rate.

I believe an Argentine accountant would be a better source of information than an Argentine "tax" attorney. Argentine accountants are actually in an important sense "agents" of the tax authority and must certify the documents they submit on behalf of their clients. As far as I know, lawyers do not have this authority, though they can undoubtedly be very helpfull (perhaps indispensable) when applying for residency with migraciones.

Not long ago, if I remember correctly, one member of the forum who had recently recieved the visa rentista, apparently with the assistance of Argentine laywers, posted that the lawyer(s) expressed an opinion that it might be better not to register with AFIP (now ARCA?).

I have dealt directly with AFIP several times in the past nineteen years (as recently as January 2025). As a result, I never lost a moment of sleep worrying about Argentine taxes, though I am not exactly "pleased" by the fact that the total amount of the IVA that I pay on about 75% of everything that I buy (new as opposed to used) en blanco has about trippled in the past eighteen months.

 

[Alby]

Where the foreigner has a complex situation, significant overseas assets in play, and therefore significant risks to assess and manage, a tax lawyer is a very good place to go. For the nitty gritty of presenting tax returns and declarations that arise after the risks have been assessed, the firms that do this work also employ accountants. It can be a one-stop shop.

 

[Robert8808]

I asked Google what tax rate applies dividend income in Argentina and the answer was 5 to 30 percent. I've never heard of income in Argentina being taxed at a 50% rate. I can only imagine the income threshold would be very high if such a rate exists.

It would be interesting to know the tax rate on the projected dividend income of $24,000 USD at current exchange rates. Also, if a married couple is applying together, what the tax rate would apply to $48,000 (or the actual amount of five salarios mínimos at the current exchange rate.

I believe an Argentine accountant would be a better source of information than an Argentine "tax" attorney. Argentine accountants are actually in an important sense "agents" of the tax authority and must certify the documents they submit on behalf of their clients. As far as I know, lawyers do not have this authority, though they can undoubtedly be very helpfull (perhaps indispensable) when applying for residency with migraciones.

Not long ago, if I remember correctly, one member of the forum who had recently recieved the visa rentista, apparently with the assistance of Argentine laywers, posted that the lawyer(s) expressed an opinion that it might be better not to register with AFIP (now ARCA?).

I have dealt directly with AFIP several times in the past nineteen years (as recently as January 2025). As a result, I never lost a moment of sleep worrying about Argentine taxes, though I am not exactly "pleased" by the fact that the total amount of the IVA that I pay on about 75% of everything that I buy (new as opposed to used) en blanco has about trippled in the past eighteen months.

Thank you for your reply, when I mentioned over 50% tax I meant the combined withholding IRS 30% at the brokerage itself, + the Argentine taxation hit as well, & thank you for the advice on an Argentine accountant, your longterm experience in AR are very helpful, I will look into this shortly.

 

[Robert8808]

The divided payment for MSTY this month are above expected price & have come in at $2.37, which translates into a payment of $4,740 on your $50,000 investment, no other stock pays anywhere near this return...NFA