Visa Trip Insurance

jeff1234

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We have 2 Visa cards (Santander, Provincia) that include trip insurance. From reading their long/legalese product description it seems like they will cover medical, trip interruption or cancellation costs that we incur while traveling. And we don't need to use this card to purchase the airfare and hotels.

I've seen expat posts about which trip insurances expats are buying, so I wonder if the Visa offer is too good to be true?

Anyone have any experience with it?
 
I've heard as much, but never actually made a claim to find out.

In the event that it's not true, I sell travel insurance at competitive prices.
 
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