Bank Account For Domestic Help?

MorganF

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I have a full time woman cleaning my house. She is very humilde. I also pay the domestic help tax for her so she is en blanco as my maid. I also have a bank account in an argentine bank. She is "unbanked" and I would love to help her get a local bank account but she isn't sophisticated enough to do it in her own. Do any of you know if it is possible to get some sort of sponsored of affiliated bank account for domestic help? Thanks!!!

Morgan
 
You and/or your maid will need to go to your bank and request a free "Cuenta sueldo" para personal doméstico. There are no charges for you or your maid, but not all banks offer the option: http://tn.com.ar/economia/como-depositar-el-sueldo-de-la-empleada-domestica-en-una-cuenta-bancaria_768458

she isn't sophisticated enough to do it in her own.

Jeez...
 
Second step: If she is not "knowledgeable enough", you will need to show her how to withdraw the funds from the ATM terminal.

Interesting comments made by 2 readers of article cited by "bdk1"....

Yo no haria transferencia, lo depositaria en la terminal de autoservicio, a ver si todavía quedás ligado de por vida

y si cobra por dia? ( porque solo trabaja 2 o 3 dias a la semana en una casa)



 
My honest 2 pence: don't open her a bank account unless she tells you she needs one or you sense she is worried about her savings being stored unsecurely.
I had a neighbor who was in the same situation and she basically had her very little savings eaten in bank fees and taxes. She didn't even imagine such things existed, she had like 50 USD in her bank account. Please consider she need to have access to her money promptly and quickly, and being held in a bank account she doesn't understand (ATM, teller, hours, ID required, only her can access her money, etc.).
 
Ceviche: she is legal. I did say, "I also pay the domestic help tax for her so she is en blanco as my maid." -- note, to put someone "en blanco", they must have a dni!

Thanks all for the tips!!!
Morgan
 
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