Cash or credit?

[Jimbob]

I'd say the majority of the places I go to offer at least a 10% discount for cash payments, sometimes more. That you get a better exchange rate vs card is icing on the cake. Given how expensive BA is nowadays a 20%+ savings makes a big difference

Used to be 20% most places

 

[Sammi]

That being said, have a good credit card that doesn't charge foreign transaction fees on hand in case you run out of cash that day.

i have not found one yet. I better get back on that search

 

[carride]

i have not found one yet. I better get back on that search

Schwab and Capital One are the ones talked about most here in the forums. Other lists are updated often. https://www.nerdwallet.com/best/credit-cards/no-foreign-transaction-fee

 

[LuckyLuke]

i have not found one yet. I better get back on that search

Have a look at the Citi AAdvantage Platinum Select Card.

 

[Sammi]

Thank you both ! Im on it.

 

[carride]

If you want an indication if the Visa rate calculator will show a better or worse rate tomorrow, then watch if the MEP closed up or down today.

Cotización Dólar MEP | Ámbito

Cotización minuto a minuto del dólar MEP. Conoce todo sobre el precio histórico del dólar MEP.

www.ambito.com

I have posted in the past that Mastercard and Visa have the a similar rate, though I realize that is not true these days. Mastercard calculator is updating 24 hours after the last MEP dólar market update. Not the ~8 hours later that Visa uses.

That was significant yesterday after a big Monday jump. Visa was 2.5% better all day Tuesday until Master caught up at 415pm

Mastercard Currency Converter | Currency Exchange Rate Calculator

Mastercard currency converter tool calculates foreign exchange rates for all the major currencies worldwide to enable cross-border purchases and ATM transactions.

www.mastercard.us