Homeowner Libability

[jeff1234]

We hired a contractor to bring in his crew and do some renovations inside the house.
Today he went to assist his men and injured himself. Nothing of ours was involved.
He seems like a really decent guy and we have homeowners insurance but, still we're wondering if we are exposed to potential hassles.

 

[fifs2]

We hired a contractor to bring in his crew and do some renovations inside the house.
Today he went to assist his men and injured himself. Nothing of ours was involved.
He seems like a really decent guy but, still we're wondering if we are exposed to potential hassles.

Jeff, if you signed a contract with his company assuming liability for workplace accidents you're theoretically in the clear but if the company is bust you're still the potential next in line for a payout. If not, it's up to him being a nice guy and not taking this anywhere or you could end up in court being sued for large sums for his loss of earnings, medical bills etc. Hopefully you've established your property as bien de familia. If not, it's too late now regarding this incident. The sale of my friend's house was halted for 3 years due to a court case over an obrero accident. It's a frightening minefield of liability for anyone doing even simple house remodelling and I sincerely hope your contractor is one of the nice guys more interested in earning through work than earning through juicios.

 

[Montauk_Project]

Contact your insurance agent now.

 

[Bajo_cero2]

You cannot insurance them, you have to hire a contractor

 

[Bajo_cero2]

You cannot insurance them, you have to hire a contractor who has his employed en blanco and then they are under the art law that limits liability. Otherwise they can sue you using the civil law where compensation depends on how good is the lawyer.

 

[Bajo_cero2]

You cannot insurance them, you have to hire a contractor who has his employed en blanco and then they are under the art law that limits liability. Otherwise they can sue you using the civil law where compensation depends on how good is the lawyer.
Fifs, exoneration of liability is not a valid clause.
Cheap is expensive.

 

[arlean]

Boy the more I learn about the laws in Argentina, the more I don't want to own a business here or anything that involves employees here and now I don't think I want to own real estate here. I wonder how long it takes to learn all the pitfalls in this beautiful country before you accidentally fall into one. You could sure walk into that one easily if you didn't know better--which I wouldn't--until now.

 

[Bajo_cero2]

How difficult can it be to know that you have to hire a serious contractor instead of the cheapest?

If the workers are in white the art law (work accidents law) limits liability while the insurance of the contractor pays everything.