Moving back to BA from US and getting my retirement

[EL_TIGRE_de_Tigre]

Son of a gun. Good to know. (I have heard the opposite from others.)

 

[on the brink]

Once you are a client, most American banks don't care where you live. It helps to have two addresses on record: one residential wherever, one mailing in the US.

 

[MercyRego]

I got both in the regular mail. But that was pre pandemic.

That is an important point: we do not know how thing will be managed from now on.

 

[Caribbean Cool]

It's very easy to get new plastic (CREDIT / DEBIT cards) when living abroad ... here is the method:

Your institution sends the new card to your EE UU address. Your EE UU (Family member most likely ...) recipient at he address sends them to you (INT'L OVERNIGHT ENVELOPE is better of you don't mind paying the fee for freight.) ... Once they arrive, activate them either on line or by letting your sender do it from their telephone (which should be the one of record on your account.) Now they are live and the process has been done after they are safely in your possession.

Where do you get this envelope from?

 

[EL_TIGRE_de_Tigre]

Any international currier. eg DHL / FedEx / UPS

 

[jantango]

Update from American Citizen Services at the US Embassy:

Mail Services in Argentina

· There have been disruptions in Postal Service delivery in Argentina, including delays and non-delivery. International mail service has been severely disrupted. FEDEX and DHL still have limited operations for international service, though the price will likely be higher than normal.

 

[garryl]

What a battle to move back to BA for retirement. Maybe it's better to keep the permanent house in US and rent in BA most of the time. When things go bad, just hit the road and run.

 

[gracielle]

Son of a gun. Good to know. (I have heard the opposite from others.)

Indeed....some US banks have closed checking accounts with foreign addresses without first contacting the holders. Bank of America and Wells Fargo are at the top of the list.

 

[EL_TIGRE_de_Tigre]

YES! - It is institution specific.

It all comes down to who you bank with.

I am not sure which institution is on what side of the issue, but I am a fan of playing it safe. A mere policy change in a permissive institution can lose an account for an ExPat. That cause a nightmare in the short term.