Solution for receiving paper checks from USA

Ramirez

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As a long-time BA resident I have always been able to resolve Argentine induced dilemmas until now.

The U.S. Treasury occasionally sends me checks. But since July they have not arrived. Nor have they been cashed or returned to the U.S. Treasury. I've not had problems with this previously. I go to Correo Argentina near me and of course they don't care. I sent an email to [email protected] requesting information and of course it remains unanswered.

For this category of remittance, the U.S. Treasury sends paper checks, not direct deposit as occurs with other remittances. They won't change their method of issuance for me. Previously, I had the checks sent to my Wells Fargo branch where folks knew me and knew to deposit the checks. However, that branch has now been closed and other branches will not do so without me personally delivering the checks.

The U.S. Treasury will not remit a new check until 90 days after issuing the original check if it remains undeposited, which in my case is via scan using the Wells Fargo app. So I end up calling them, waiting on hold, being put on hold and asking where the checks are. A real joy. Quite a bit of money is now in stasis and so around and around we go as I choose not to bother people in the U.S. to do my banking. It's my responsibility.

Is anyone here aware of a service in the U.S. that will accept paper checks via USPS mail and deposit them? Yes, I have a UPS mailbox to forward legal documents but they won't do my banking for me. And the other consideration is that after submitting the expenses for reimbursement, I have no idea what amount will be approved and if so, when paper checks will be issued. I have even less of an idea as to what happens to them once they are en route to Argentina. With a Cassilla de Correo Argentina, I'd have the same problem of lost mail as the weak link in the chain is here; not in the U.S. So ideally, a U.S. based check cashing service would be ideal. Any thoughts, ideas or solutions regarding this will be much appreciated. Thanks.
 
Howdy Ramirez,

Way I see it you have two options...both involve a virtual mailbox manager. I use Traveling Mailbox. They receive and scan all of my mail. I believe they have an option to "deposit" it, which I'm pretty sure involves them mailing a deposit slip with the check to your bank of choice. I've never used it however because what I do is print the check (scanned to PDF by Traveling Mailbox) on my printer in Neuquen and then deposit it (by taking pictures of it) using the bank phone app. Not every bank has that type of app, but Wells Fargo certainly should. Hope that helps.
 
Howdy Ramirez,

Way I see it you have two options...both involve a virtual mailbox manager. I use Traveling Mailbox. They receive and scan all of my mail. I believe they have an option to "deposit" it, which I'm pretty sure involves them mailing a deposit slip with the check to your bank of choice. I've never used it however because what I do is print the check (scanned to PDF by Traveling Mailbox) on my printer in Neuquen and then deposit it (by taking pictures of it) using the bank phone app. Not every bank has that type of app, but Wells Fargo certainly should. Hope that helps.
This is what I do with Earth Class Mail. They open my mail, and scan. For checks, I print the scanned file, then I use one of my banks to electronically deposit a picture of the back and front of printed check. I only need 1-2 times per year. ECM also has a service to direct deposit that I have not tried,
 
Howdy Ramirez,

Way I see it you have two options...both involve a virtual mailbox manager. I use Traveling Mailbox. They receive and scan all of my mail. I believe they have an option to "deposit" it, which I'm pretty sure involves them mailing a deposit slip with the check to your bank of choice. I've never used it however because what I do is print the check (scanned to PDF by Traveling Mailbox) on my printer in Neuquen and then deposit it (by taking pictures of it) using the bank phone app. Not every bank has that type of app, but Wells Fargo certainly should. Hope that helps.
Hello, fellow Traveling Mailbox user and longtime expat here to commiserate with Ramirez's very unique problem. TM has a webpage devoted to their Check Deposit Services that might be worth exploring to facilitate future deposits. Their service could forward via the US Postal Service checks directly to Wells Fargo on behalf of Ramirez.
 
Hello, fellow Traveling Mailbox user and longtime expat here to commiserate with Ramirez's very unique problem. TM has a webpage devoted to their Check Deposit Services that might be worth exploring to facilitate future deposits. Their service could forward via the US Postal Service checks directly to Wells Fargo on behalf of Ramirez.
Howdy Labyrinth,

I just tried depositing a check with the check image on the monitor as Lunar suggested and by god it works! Here I thought there was no way the refresh rate on screen would show a good enough quality image.
 
Howdy Labyrinth,

I just tried depositing a check with the check image on the monitor as Lunar suggested and by god it works! Here I thought there was no way the refresh rate on screen would show a good enough quality image.
To deposit a photo of a check , an app is required? my friend in the US couldn't deposit a check/photo I sent him? Any Comments?
 
To deposit a photo of a check , an app is required? my friend in the US couldn't deposit a check/photo I sent him? Any Comments?
I'm not sure how your friend was attempting to deposit it but mobile banking apps use OCR to pick up the ABA and Account #. A real check is therefore not necessary.

A bank teller or ATM however needs to pass the check through a machine that reads the ABA and Account # using MICR ink. A check printed on a home printer does have the appropriate specialized ink and will be rejected by the bank or ATM machine.
 
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