Swiss Medical Vs. Osde?

lucha54

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Any general advice for a healthy 26 yo expat? I want to do my check ups and not have to pay out of pocket, and be covered for emergencies. Pretty basic.
 
I got the lowest cost plan at Medicus a few months back for the same reasons you list, It's about $770/month and I've been very happy with the services. I'm close by one of their clinics, so that would be something to consider in your choice. Just had a doctor come for a housecall- not included in my plan, but at $50 it would be a steal at 8 times the price. Does anyone even do housecalls in the US? Sure saves time and more comfortable when you're not feeling well.
 
I have OSDE 210 (the lowest plan) and I pay about 500 pesos a month. I've had everything covered from regular check ups to specialists (neurologist, endocrinologist, etc), plus discounted rates for prescriptions. I've had it for over a year and no complaints!!
 
I have the Nubial Clasica plan with Swiss Medical and pay 520 pesos a month (started at 380 2 years ago :/). I'm 28 and got it for the same reasons, it's definitely worth it. I would be spending half that monthly on medication without insurance so why not just double it and have more coverage (40% discount on prescriptions, 100% discount on particular ones as well).

I did a 5 night stint in the hospital with this plan for pneumonia and paid nada, just the emergency room co-pay of 18 pesos at the time. The bill came and without insurance it would have been 25k pesos, so I definitely am a big fan of my plan!
 
I had OSDE from my employer. It was good although to be honest I rarely had to use it. I knew some people who did get somewhat ill and they would recommend. As someone said I'm not sure if OSDE is the most efficient cost wise but it surely is not the worst.
 
If you are in the southern side of the city, I recommend Hospital Britanico, I am paying about 550 a month (but it is always going up!) One thing I like is that they seem to put the money into machinery and doctors, and not making the hospital look like a hotel.
Also, most expats don´t like to do this, but keep in mind that if you have an emergency (or any non-emergency) any public hospital must admit you, for free. If you have a complicated surgery they might ask you to pay for supplies.
Some of the hospitals are pretty nasty looking, have long lines, but the actual doctors are the best in Argentina (a lot also have private practices) because they see a lot of cases and are chosen by "concurso".
My husband doens´t believe in private medicine and he is quite happy with the dental and medical care he gets at publich hospitals, though he does not like the effort in getting a "turno".
 
It is nice to read of the alternative plans available here in this city - I am wondering if I would be covered.

The reason my age. Soon I will be 69. I am in excellent health and shape too. If I could at least locate a policy to be there for emergency purposes it would be ideal. If the plan would cover me in other parts of the country while traveling then a plus too.

I would appreciate any feedback any of you might have for me

Walter
 
I had OSDE from my employer. It was good although to be honest I rarely had to use it. I knew some people who did get somewhat ill and they would recommend. As someone said I'm not sure if OSDE is the most efficient cost wise but it surely is not the worst.

Actually it is the most expensive. But the best (IMO). I'm over 35 and for 310, I think I'm paying 1600+ a month - might be more to be honest. And that's the corporate rate :(
 
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