WU most like use that market but that price you see for the CCL is the market rate at a given time. Since now there are fewer transactions the spread is likely larger...hence the rate will be more volatile. OR WU have decide to use a different reference point as the CCL is no longer valid. Only time will tell.I understand it wasn't the ccl. But it followed the ccl closely and before had not been higher than the ccl. Now I'm not sure what they have going on.