I've been tearing my hair out with Xoom trying to make hotel reservations w/ deposits for a trip February. Xoom won't allow deposits to a business account, only personal. That rules out a lot of places. Then, you can only deposit to the 13 banks that are on their list. Has anyone found a work-around for either depositing to a business or to deposit to banks not "on the list?" Or, alternatively, a service that charges similar fees without the restrictions? Thanks.