Are the interest free payments worth while

Gringo80

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Mar 27, 2022
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We're considering making a large purchase using either by the 18 month no interest plan that Mercado Libre offers or by buying from a dealer using blue pesos. If inflation is 4,5,6% per month my gut says that an 18 month free interest payout would be better but I don't remember enough algebra to prove it.
Has anyone done this analysis? .
 

Quilombo

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We're considering making a large purchase using either by the 18 month no interest plan that Mercado Libre offers or by buying from a dealer using blue pesos. If inflation is 4,5,6% per month my gut says that an 18 month free interest payout would be better but I don't remember enough algebra to prove it.
Has anyone done this analysis? .
Unless there is a discount/lower price for paying in cash/via transferencia, it's almost always worth paying in interest free cuotas.

This calculator helps compare the cost in cash now vs cuotas, with or without interest: https://infleta.com.ar/
 
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