Money comes and money goes. Half of me is giving you the side eye, but the other half remembers what it was like to live in Spain and have friends who were unemployed or generally broke due to the economy there. I loved hanging out with them, but my time was limited and there was a lot I wanted to do to get to know the place that did require spending some money. The solution: go out and travel with expat friends, stay in with your local friends. Picnics in parks, long walks, cooking at home, house parties, playing sports, these things are not boring if you are with friends! My husband and I are good friends with an Argentine couple with kids. They don't have a ton of disposable income, and now that I think of it we've only been out to eat with them once, maybe twice. Every time we hang out we go to one another's homes and have a blast. Having them as friends affects my quality of life, yes-- they improve it.