We must remember, insurance is principally a for-profit private enterprise and that is entirely electable by the customer. You certainly would not be justified to murder the CEO of McDonalds because the saturated fats of their food have killed countless customers. There are a lot of smoke and mirrors in the health industry that make shopping for insurance, hospitals and procedures incredibly difficult. There are many hospital websites that also hide the true rates that non-insured, government insured, and privately insured would pay for the same procedure. In some cases it is cheaper to apply for a procedure uninsured than privately insured due to government limitations, insurance copays, etc.
Sadly, Americas approach to everything as a capitalist business venture pretty much guarantees ordinary Americans being treated as cash cows to skim for overpaid insurance premiums of healthy adults.