How to open a bank without a DNI

[IamWaldo]

Hi,

I just wanted to make a clear thread and post about how to open a bank without a DNI.
I did this myself and thought it is good to help and share

Step 1:
Go to the police station or to registracion civil to obtain certificado domicilio.
You will need to carry your passport, nothing else is required.
No witnesses or rental contract was needed in my case.
They need to write the paper for ARCA aka AFIP.

Step 2:
Go with that signed paper + passport to ARCA.
Together with form 663

https://serviciosweb.afip.gob.ar/genericos/formularios/pdf/interactivos/663_NM%20interactivo.pdf

Make sure you have copies from all your papers including passport.
Motivation : usario system financial
They will give you a CDI

Step 3:
Go to banco nacional, they are as far as i know the easiest.
together with the papers acquired from step 1 + 2 and you explain your situation.
They will open a bank account in pesos for you without many issues.

I hope it helps, it was quiet a journey for me.

 

[Johngwyn]

Wow, gonna try this. Thanks for sharing.

 

[MarshallE]

Got this email and a buddy of mine too, opened an account with passport and CDI at Santander but for some reason they're closing our accounts since we don't have DNI

 

[FrankPintor]

Got this email and a buddy of mine too, opened an account with passport and CDI at Santander but for some reason they're closing our accounts since we don't have DNI
View attachment 10262

That is a bit nasty, Santander had been one of the few banks to allow opening an account with just a precaria visa (though you had to shop around for a branch that would do it).

But since this government took power, bank customers’ rights have gone out the window. You’re suppose to be able to close your account online (you can’t), and close your credit cards online, even if you owe money (you can’t).

 

[Traveller88]

Banco Galicia lets you open an account as well!

 

[cherepaxa]

You can open an account in Galicia, but the bank person needs to know how to do it

 

[El_fuego]

i couldn't even open a bank account with a DNI at santander because i don't have a local income. who knows if thats the rule or the the indiviudal banker that i got stuck with!

 

[IamWaldo]

From what I know is that Banco Nacional is the easiest to open. After some searching I saw that more people reported issues with Santander.

 

[Beth]

The bank manager at Galicia, where someone else had obtained an account, politely informed us that he would not be opening an account for us. He said the entire banking industry runs digitally on the dni system, and that to open accounts for people without a dni required additional handwritten paperwork. Customers don't get to use the app, money can't be transferred digitally, and all transactions have to take place in the bank with a teller, creating additional work for both the customer and especially the bank. There is a law on the books requiring banks to open accounts for people without dni, law that passed in the last 6 months or so. But it appears they've tried to adhere to the new requirements, and found them burdensome and excessive. Foreigners attempting to become citizens with an Argentine passport are required to make regular monthly deposits of five times the minimum wage in Argentina into an Argentine bank account in order to qualify as part of that process. After the application for residency there is a wait time and an approval that gets you the dni. Applicants in the process feel an urgency the Argentinians don't share, and the catch 22 between the need to make deposits and the inability to get an account are known. Use this down time to learn to like maté.

 

[steveinbsas]

Foreigners attempting to become citizens with an Argentine passport are required to make regular monthly deposits of five times the minimum wage in Argentina into an Argentine bank account in order to qualify as part of that process.

The requirement for "foreigners" to make monthly "depositis of five times the "minimum (monthly) wage" into an Argentine bank account has nothing to do with "foriegners attempting to become citizens with an Argentine passport."

It is a requirement set by Argentine migraciones and applies to foreigners who are granted temporary residency in the categories of rentista and pension, and the funds must be transfered by wire directly from their foreign bank account into thier Argentine bank account, which they should be able to open with the precaria, even before (if my information is correct) they have their DNI.

I have never heard or read anything about monthly deposits of any amount into an Argentine bank account as being a requirement of the citizenship process, which, at least for now, is still in the hands of the federal courts, not Argentine migraciones.