Renting Without Garantias

[KevinJH]

Most landlords do a Garantia search at your cost, and if was used many times, will not be acceptable, you may waste your money!!

Good to know and be aware of. Thanks.

 

[KevinJH]

I was looking for an apartment back in November with similar requirements, except I had a garantia, and prices were more around the 4500-5500 peso range. Most likely the only way they'll rent to you without a garantia is if you pay all 2 years up front or at least a year up front.

I figured the price would be around as much.

 

[MikeB12]

Most landlords do a Garantia search at your cost, and if was used many times, will not be acceptable, you may waste your money!!

I think what Greg was referring to is a "garantia bancaria" which allows you to "buy" a garantia. It is basically an insurance policy. You pay a premium every month and the bank provides your garantia for the apartment you are renting. No idea how much the premium runs, I'm guessing it depends on your income and the value of the place you'll be renting.
http://www.bancociudad.com.ar/personas/garantia-inquilinos

 

[Rich One]

It ONLY can happen if an owner finds you Simpaticos and wants to sign a 2 year lease w/out Garantia.

 

[Ashley]

We are paying that for a one bedroom in Chacarita! (though its a PH so we don't have expenses). I would imagine that you'd be looking at 4,500+ expenses for a 2-bedroom place in Palermo WITH garantia. You can sometimes get places without a garantia on soloduenos.com but you usually end up paying quite a bit more in rent. The other alternative is to offer to pay up-front for 6 months but I'm not sure how many would go for it. The issue is that the garantia is the landlords only means of protection here so if you try to rent without one, it usually has to be very worth their while financially.
Having said that, my MIL is looking to rent an apartment in Belgrano (its near the D-line but its Belgrano, not Palermo). It's unfurnished and could probably do with a bit of work but its a decent space and has a large patio. PM me if you're interested and I could send some photos. I'm not sure how she'd feel about the no garantia but maybe it could be negotiated.

 

[sivan]

Not sure where you are looking at the moment but perhaps to get a better idea of prices you should look at Argenprop. That way you can have a more realistic idea of what to expect. Those are of course Argentine prices which usually means they do require a guarantia.

 

[mjohnstone]

These companies offer a "garantía inquilino" o "seguro de caución" (insurance for renters) as do some banks (Supervielle, Provincia, etc.).

http://www.finaersa.com.ar/home
http://www.indiceprop.com/igarantia/

The second one is advertised as "garantías para extranjeros"

If interested I could refer you to an insurance agent by PM.

 

[mjohnstone]

[background=rgb(252, 252, 252)]These companies also offer a "seguro inquilino" or "seguro de caución" (renter's insurance) as do some banks (Supervielle, Provincia, etc.). [/background]

http://www.finaersa.com.ar/home
http://www.indiceprop.com/igarantia/

[background=rgb(252, 252, 252)]The second one is advertised as "garantías para extranjeros"[/background]

[background=rgb(252, 252, 252)]If interested I could refer you to an insurance agent by PM.[/background]

 

[Rich One]

[background=rgb(252, 252, 252)]These companies also offer a "seguro inquilino" or "seguro de caución" (renter's insurance) as do some banks (Supervielle, Provincia, etc.). [/background]

http://www.finaersa.com.ar/home
http://www.indiceprop.com/igarantia/

[background=rgb(252, 252, 252)]The second one is advertised as "garantías para extranjeros"[/background]

[background=rgb(252, 252, 252)]If interested I could refer you to an insurance agent by PM.[/background]

I spoke to the second link ... to underwrite an insurance policy as Garantia they require income in Argentina as proof of solvency, or six months deposit , but again with proof of income in Argentina,