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I've looked at the link provided by 'r2d2’ above re DBK, a bank registered in Bavaria where its HQ is.
There’s no way that bank managers in the 3 countries outside Germany I’ve legally resided in (the UK, Canada and France) would or could sign the attestation that DKB bank is requiring in order for a person to obtain a DBK account with Visa card. They lack authority in their individual countries to sign that or their countries don’t issue ID cards or if they do those are only for citizens of the country where those banks operate. And/or no such document as a ‘proof of residency’ exists for a bank or lawyer to read and certify that they’ve seen. Or they can only test if a person is resident in their country (by using an independent government-sponsored agency paid for by taxpayers) for their own bank’s specific purpose, not for the purpose of a competing foreign bank.
Here is what the English version of what DBK wants a person’s bank manager or lawyer to sign at:
http://dok.dkb.de/pdf/ident_ausl.pdf
“The person to be identified has personally presented his/ her passport/ ID card specified above and the registration of residence
to me/ us. I/ we have identified the person based on his/ her passport/ ID card. The person to be identified personally signed the document before me/ us. I/ we hereby confirm that the above personal data are identical to the data on the passport/ ID card.”
Also, DKB says a notary public can’t be used which would be an odd limitation in France. A Swiss bank has already refused to sign that DBK attestation for a Swiss resident and bank account holder. (She said so.) I can’t see a lawyer not certified to practise in Germany signing this because he isn’t qualified to advise on German law connected with German residency proof. ‘Postident’ is a German system that can only state authoritatively whether somebody is a German resident or not. DBK is using its attestation I quoted above to mimic that for non-German residents and foreign bank account holders to get a DBK account. But I know that French banks aren’t going to use its own costly ‘residency checking system’ via a public body paid for by French taxpayers to check if somebody is a French resident for the purpose of one getting a competing non-French online bank’s account!
A passport doesn't prove one's residency status. People move house during the life of a passport. .
That DBK attestation sounds fine if one is a German citizen who for example maintains his primary residence in Germany and lives only part of the year in some other country. In general, normally, banks everywhere require you to be a resident of the country they’re in before they’ll open a fully functioning bank account with atm and associated credit cards for you. It’s very European in nature to require that a potential new customer can read a bank account in the bank’s country’s own official language. Otherwise, it’s not a valid contract, just as happens in matters in Arg. (I had to prove to a bank manager that I could understand every term on 40 pages of a bank account contract and then I had to state in writing on every single page that I did. So I can understand the German requirement that one speaks and comprehends German to get a DBK account.)
DBK states on its own website 2 other pertinent requirements - that to obtain an online account with it requires one to be German-speaking (not German-googling) AND that these accounts are intended for Germans who need to ‘protect’ (ahem) their money in Germany while they live abroad. They have ID cards that show their citizenship and their German addresses and local connections to their town or city. (In France, residency is often proved by producing your electricity bills over a long period. That’s how I’m able to buy annual public transit passes and enjoy free entrance to municipal museums. My card for museums isn’t proof of residency for a French bank, however. I need new residency proof for each thing I do here requiring a residency status. That needs bill payment receipts, property ownership title or production of a 3-year unfurnished residential lease.)
https://www.deutscheskonto.org/fr/dkb/
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I’m unhappy that I have to wait to spend 3 months in Arg until ‘H2’ when it’s rumoured that Arg might start printing larger denominations of peso bills so that visitors can access the pesos they need from Arg’s atm’s. By not looking after this matter of filling atms right away and how to, Macri has caused visitors to learn in the worst possible way that they still need to use unofficial Arg sources although the blue exchange market is supposed to be defunct! Or otherwise limit themselves to buying goods and services only from Arg businesses and restos that take foreign credit cards which I find too limiting in the kinds of businesses I like to use there. Or to still carry cash huge amounts of foreign cash which I can’t do for a 3-month stay in BA.
While tourism isn’t of significant importance to Arg and Macri’s government has more pressing tasks, I think he should have at least informed the public 2 months ago that we’d have to still exchange foreign cash with UNOFFICIAL sources in Arg for the pesos foreign visitors need. Surely, Arg could post somewhere online daily what yesterday’s maximum peso withdrawal limit at Banco de la Nacion and at Arg atms each were? That would allow me to know what level of holiday I can have in Arg. I also abhor the unevenness of some foreigners having to pay 89 pesos in Arg bank fees to obtain 3000 pesos while others have to spend 89 pesos three times to get 3,000! Why can’t Macri eradicate right away that unfairness among visitors who bring in money?
There’s no way that bank managers in the 3 countries outside Germany I’ve legally resided in (the UK, Canada and France) would or could sign the attestation that DKB bank is requiring in order for a person to obtain a DBK account with Visa card. They lack authority in their individual countries to sign that or their countries don’t issue ID cards or if they do those are only for citizens of the country where those banks operate. And/or no such document as a ‘proof of residency’ exists for a bank or lawyer to read and certify that they’ve seen. Or they can only test if a person is resident in their country (by using an independent government-sponsored agency paid for by taxpayers) for their own bank’s specific purpose, not for the purpose of a competing foreign bank.
Here is what the English version of what DBK wants a person’s bank manager or lawyer to sign at:
http://dok.dkb.de/pdf/ident_ausl.pdf
“The person to be identified has personally presented his/ her passport/ ID card specified above and the registration of residence
to me/ us. I/ we have identified the person based on his/ her passport/ ID card. The person to be identified personally signed the document before me/ us. I/ we hereby confirm that the above personal data are identical to the data on the passport/ ID card.”
Also, DKB says a notary public can’t be used which would be an odd limitation in France. A Swiss bank has already refused to sign that DBK attestation for a Swiss resident and bank account holder. (She said so.) I can’t see a lawyer not certified to practise in Germany signing this because he isn’t qualified to advise on German law connected with German residency proof. ‘Postident’ is a German system that can only state authoritatively whether somebody is a German resident or not. DBK is using its attestation I quoted above to mimic that for non-German residents and foreign bank account holders to get a DBK account. But I know that French banks aren’t going to use its own costly ‘residency checking system’ via a public body paid for by French taxpayers to check if somebody is a French resident for the purpose of one getting a competing non-French online bank’s account!
A passport doesn't prove one's residency status. People move house during the life of a passport. .
That DBK attestation sounds fine if one is a German citizen who for example maintains his primary residence in Germany and lives only part of the year in some other country. In general, normally, banks everywhere require you to be a resident of the country they’re in before they’ll open a fully functioning bank account with atm and associated credit cards for you. It’s very European in nature to require that a potential new customer can read a bank account in the bank’s country’s own official language. Otherwise, it’s not a valid contract, just as happens in matters in Arg. (I had to prove to a bank manager that I could understand every term on 40 pages of a bank account contract and then I had to state in writing on every single page that I did. So I can understand the German requirement that one speaks and comprehends German to get a DBK account.)
DBK states on its own website 2 other pertinent requirements - that to obtain an online account with it requires one to be German-speaking (not German-googling) AND that these accounts are intended for Germans who need to ‘protect’ (ahem) their money in Germany while they live abroad. They have ID cards that show their citizenship and their German addresses and local connections to their town or city. (In France, residency is often proved by producing your electricity bills over a long period. That’s how I’m able to buy annual public transit passes and enjoy free entrance to municipal museums. My card for museums isn’t proof of residency for a French bank, however. I need new residency proof for each thing I do here requiring a residency status. That needs bill payment receipts, property ownership title or production of a 3-year unfurnished residential lease.)
https://www.deutscheskonto.org/fr/dkb/
------
I’m unhappy that I have to wait to spend 3 months in Arg until ‘H2’ when it’s rumoured that Arg might start printing larger denominations of peso bills so that visitors can access the pesos they need from Arg’s atm’s. By not looking after this matter of filling atms right away and how to, Macri has caused visitors to learn in the worst possible way that they still need to use unofficial Arg sources although the blue exchange market is supposed to be defunct! Or otherwise limit themselves to buying goods and services only from Arg businesses and restos that take foreign credit cards which I find too limiting in the kinds of businesses I like to use there. Or to still carry cash huge amounts of foreign cash which I can’t do for a 3-month stay in BA.
While tourism isn’t of significant importance to Arg and Macri’s government has more pressing tasks, I think he should have at least informed the public 2 months ago that we’d have to still exchange foreign cash with UNOFFICIAL sources in Arg for the pesos foreign visitors need. Surely, Arg could post somewhere online daily what yesterday’s maximum peso withdrawal limit at Banco de la Nacion and at Arg atms each were? That would allow me to know what level of holiday I can have in Arg. I also abhor the unevenness of some foreigners having to pay 89 pesos in Arg bank fees to obtain 3000 pesos while others have to spend 89 pesos three times to get 3,000! Why can’t Macri eradicate right away that unfairness among visitors who bring in money?
