- Dec 2, 2022
lunar ..... you are wholly correct.This is a security feature imposed by some banks, not a matter of messaging or networks. So, there is no general VOIP solution. The USBank, for example (the USBank, not a US Bank), does not even allow registering a phone number if it belongs to a VOIP service. You can find a VOIP provider that allows you to receive SMSes, but if the bank does not send SMS to VOIP numbers according to their policies, you are out of luck.
Which services let you receive those SMS messages from banks? Google Voice doesn’t? Last time I reasearched it, 3 years ago, I chose Google Fi. To optimize it I bought a Google Pixel 3A phone for $350, at that time. I've been entirely pleased with Google Fi and the Pixel 3A especially the...baexpats.org
Oddly, my bank at 0300 today sent me an email to say that they had verified my (VOIP) number. How? I have no idea as I never received a request on my VOIP app from the bank to enroll the VOIP number by replying 'YES ENROLL'. So, maybe I'll catch a break and be able to enable voice verification on Tuesday, which is all I am trying to do in order to circumvent, going forward, this authentication nightmare.
Have a good weekend. Cheers.