I have my Medicare and a Medicare Supp plan (United Health) for when I am in the US (though I have some foreign emergency coverage through United with a 5K annual self retention and and a lifetime capp of about 1MM).
I have a local doc for ordinary MD visits. He was 1st in his class in Med school and he's now a friend (something unheard of in the US). I use Emergencias for an occasional MD visit for mundane stuff, but mostly for getting the drug prescriptions (I also use Valsartan which can run $100/mo without discounts).
I never had to schedule a non-emergency MD visit for more than a few days in advance with Emergencias. I did use Emergencias once for an emergency ambulance and a brief hospital admission (a couple of hours). I forget if I had to pay any self-retention cost, but if so, it was minimal. For 1600 pesos/mo ($25), the prescription drug discount alone justifies the cost.
I have a local doc for ordinary MD visits. He was 1st in his class in Med school and he's now a friend (something unheard of in the US). I use Emergencias for an occasional MD visit for mundane stuff, but mostly for getting the drug prescriptions (I also use Valsartan which can run $100/mo without discounts).
I never had to schedule a non-emergency MD visit for more than a few days in advance with Emergencias. I did use Emergencias once for an emergency ambulance and a brief hospital admission (a couple of hours). I forget if I had to pay any self-retention cost, but if so, it was minimal. For 1600 pesos/mo ($25), the prescription drug discount alone justifies the cost.