The rate is creeping down...to $212.10 this afternoon.
And the fees have increased again.
Yesterday the fee for a $250 USD bank to bank transfer paying with a debit card was $2.99 and now it's $20 USD.
The fee increased to $25 USD for a $500.00 transfer
Fortunately, the promo code DIGITAL0FEE still works to eliminate the fee completely.